5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure]
5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure]: NFC payment is becoming popular in the retail industry. With the ease of payment and hands-free service, this technology has been adopted in many countries. Consequently, it is expected to be the future of cashless payment mode in the new Digital world. Seeing such huge popularity of Contactless payment, NFC payment apps have caught the attention of many people worldwide. Moreover, with such diverse option of apps and keeping security in mind, it’s very hard to choose the correct app for you. But, do not worry! I will be sharing 5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure] in this article.
What is NFC?
NFC stands for Near Field Communication. It is simply a method of contactless communication of data between devices in close proximity. The NFC technology provides a secure network for application vendors to harness it for mobile payment services (e.g. peer-to-peer money exchange).
Not many people know that NFC is an old feature which used to exist in their smartphones even before digital payments. But with the fast development in the technology field, people now are looking for Best Free Android NFC Apps for Contactless Payment [Safe and Secure].
How Does NFC Apps Work?
With NFC technology, one does not need to get their debit/credit card swiped or inserted into the retailer terminal machine for payment. Rather, just touch or show your phone to an enabled device and you will be able to share data without manually building up a connection.
You just need two things – 1. NFC feature in your phone, and 2. A NFC enabled Payment app in your phone.
After installing the NFC payment app on your phone, just tap the phone on the debit/credit card terminal. It will establish a connection using NFC. Now, scan your finger or enter a password to support the transaction. The transaction is then approved with a different chip called the SE (secure element), which transfers that approval signal back to the NFC device. Isn’t it easy?
Now, let’s see 5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure].
Also Read: 5 Best Android Strategy Games of 2018.
5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure]:
Read below to know about 5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure].
1. Google Pay
Google Pay, formerly known as Android Pay, is Google’s NFC-powered tap-to-pay payment system available to Android users. It is a wallet plus payment app from Google which uses NFC technology to pay to retailers.
It is one of the first app to offer contactless payment feature via NFC technology. Furthermore, With the ease of use, strong security and a trusted brand, Google Pay is the Best Free Android NFC Apps for Contactless Payment in the market.
It is majorly used in many countries of Europe, Asia and some parts of North America. For more information on Google Pay, read this Article.
2. Visa payWave:
Visa payWave is a new contactless method of payment – the latest evolution in Visa payments. It is a simple, secure and quick payment method. The technology enables cardholders to ‘wave’ their card on a contactless Point-of-Sale (PoS) terminal to make transactions up to INR 2,000, rather than ‘swiping’ or ‘dipping’ their card into PoS terminals.
You can even check all the details of Visa payWave via your bank’s mobile banking. Hence, it is one of the popular choice for contactless payment for Visa card users. For more FAQs on Visa payWave, read this Article.
3. MasterCard PayPass:
MasterCard PayPass enables you to use your contactless-enabled Mastercard or device wherever you see the universal contactless symbol for an easier checkout. It’s even faster than fumbling with cash. It is accepted globally at merchants including retail stores, fast food restaurants, pharmacies, grocery, and convenience stores. Certainly, you’ll even find contactless payments in taxis and at vending machines.
Features of MasterCard PayPass – Your card or device never leaves your hand and encryption, unique to every purchase, protects your data, reducing the risk of loss or counterfeit. What’s more, even safeguards are in place to bill you only once if you accidentally tap twice.
To make a purchase, simply tap your Mastercard contactless card, key fob or smart phone on the payment reader at the checkout of participating retail locations. For more FAQs on MasterCard PayPass, read this Article.
Read below for get more Best Free Android NFC Apps for Contactless Payment [Safe and Secure].
4. Samsung Pay
Samsung Pay came into existence with rival to Google Play and Apply Pay. It is a mobile payment and digital wallet service by Samsung Electronics that lets users make payments using compatible phones and other Samsung-produced device. This service supports both NFC-based mobile payment systems as well as those that only support magnetic stripes. In Samsung Pay, a fingerprint scan authenticates the payment. This makes it more safe and secure.
Samsung or Galaxy devices can only support Samsung Pay. You cannot use it on any other android phones for now. For more information on Samsung Pay, read this Article.
5. Microsoft Pay
Adding into the list of 5 Best Free Android NFC Apps for Contactless Payment [Safe and Secure], Microsoft Pay was formerly known as Microsoft Wallet. It is a mobile payment and digital wallet service by Microsoft that lets users make payments and store loyalty cards on certain devices.
Microsoft Pay does not require Microsoft specific contactless payment terminals, however it can work with existing contactless terminals if used on mobile devices. For now, this app launched in US only. For more info on Microsoft Pay, read this Article.
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